SMACL ASSURANCES S.A.

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Legal residence:
France
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Services & Products

10 items total

Car fleet insurance

product

Insurance coverage for vehicles used by local authorities, associations, and businesses.

Insurance • Customizable policies for fleet size • Protection of drivers and vehicles • Legal and functional coverage

Property insurance

product

Insurance coverage for buildings, offices, and other property owned by local stakeholders.

Insurance • Damage protection • Third‑party liability • Mutualist coverage for local authorities

Legal protection

product

Coverage for legal costs and disputes involving local officials and associations.

Insurance • Defense costs • Settlement coverage • Tailored to public sector

Functional protection

product

Insurance covering the functional responsibilities of elected officials and staff.

Insurance • Liability for official duties • Coverage for administrative errors • Mutualist support

Construction insurance

product

Coverage for construction projects carried out by local authorities and associations.

Insurance • Workmanship defects • On‑site liability • Equipment coverage

Civil liability insurance

product

General liability coverage for incidents involving local stakeholders.

Insurance • Third‑party injury • Property damage • Legal defense

Protection of elected officials

product

Specialized coverage protecting elected officials from personal liability.

Insurance • Personal liability shielding • Legal defense • Claims covering official actions

SMACL Observatory

service

Continuous legal monitoring and risk alerts for territorial stakeholders.

Risk monitoring • Weekly updates • Legal risk analysis • Customized alerts

SMACL Workshop

service

Hands‑on workshops providing best practices in risk management for local authorities.

Training & Education • Expert-led sessions • Practical case studies • Networking opportunities

Digital Weather risk alerts

service

Real‑time digital alerts on weather‑related risks for local authorities and associations.

Risk management • Automated notifications • Integration with local emergency systems • Customizable thresholds
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